Dealing With Insurance Companies After An Accident

September 26th, 2011
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Man and a woman with a car dealer

As if getting into a car accident isn’t bad enough, now you have to go through the whole ordeal of settling your claim with your insurance company, and that can take more out of you than the accident itself.

Insurance companies tend to show their less sensitive side by caring more about protecting their profits over your wellbeing, which can leave you considerably more out of pocket expenses.

What you do after a car accident can prove helpful when providing all necessary information to your insurance company. To help save yourself a lot of time, stress, and money, make sure you have all the appropriate pieces of information to help smooth along the claims process. The information you will need:

-       A copy of the police report.

-       The contact, vehicle, and insurance information of any other driver involved.

-       The contact information of any witnesses.

-       Pictures of the accident.

-       Medical reports from EMTs or doctors you see after your accident.

When in an accident, never admit fault when dealing with the police, EMTs, other drivers, witnesses, or your insurance company. Contact your insurance company before leaving the accident they may want to send an adjuster to the scene.

Remember that insurance companies aren’t always going to be ready and willing to offer you a fair compensation and they may pull out all the stops in order to not do so. Make sure you have all the evidence to back your claims.

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