So you’ve been ticketed for violating a traffic law and are given limited options for how to take care of it.
- Pay the ticket and have points put on your driving record.
- Pay the ticket and remain on a temporary supervision, where your license can be suspended if any more laws are violated.
- Attend traffic school, which for many has become the preferred option.
It may sound like a boring way to spend your nights or Saturdays but traffic school can help lower your insurance rates as well as help you maintain a clean driving record.
Programs that are state approved can show that a driver is taking the correct steps to educating themselves on the rules of the road, and for someone who’s driving history is not so good, this can be important. Below you will find a quick guide to getting enrolled and what you can do to lower your insurance rates.
- You must complete traffic school within a specific time period from the ticket date. The court will give you the amount of hours necessary to complete, as well as a list of traffic schools in your area and a breakdown of the class fees to be paid. Review the list and choose which traffic school option you feel best suits you.
- Get in touch with your chosen school and confirm that you have been enrolled. Once your enrollment is confirmed you must pay any fees that apply.
- When you attend your first class, make sure to bring your ticket with you, you will need the information on it for your class.
- If you do not have the time needed to attend a traffic school in person, you may be able to enroll in an online traffic school. Many drivers find online traffic schools to be the most convenient, as it can be done from the comfort of your own home. Just remember to specify the court that you are required to appear at, because the final certification may go to the court instead of you.
Lowering Your Auto Insurance
In most cases, a certificate from a traffic school can lower insurance premiums by leading to a lower related risk for that driver.
- Confirm that your auto insurance company will recognize certificates from a physical traffic school or an online traffic school.
- Establish how your traffic school facility reports your attendance to the court and insurance company.
- Ask your auto insurance company if they will reduce your premium for attending traffic school.
Generally if a driver attends traffic school right after receiving a citation, they are eligible for a more substantial reduction in their insurance rate. Also, many traffic schools offer a program called “Point and Rate Reduction Programs” where drivers who attend a traffic school with this program can help reduce their insurance rates.
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