If you are considering buying a SUV, you are probably aware of the fact the cost of the vehicle does not end at the dealership. SUV’s are known for their ability to guzzle gallons of gas yielding a mile per gallon rate as low as 10. But what many drivers are not aware of is that SUV’s can also cost you more for insurance.
On average, an SUV can cost a driver 10-20 percent more on auto insurance than a smaller car.
Why does SUV insurance cost more?
Typically, an SUV is larger in size, meaning it takes up more room and can inflict more damage on its surrounding. If an SUV is involved in an automotive accident with a small car, the SUV will have less damage and it will cause a lot of damage to the smaller vehicle. Another factor is the lack of mobility on the roads. Depending on the style of SUV, it can be difficult to maneuver on the roadways around other vehicles or make sharp turns. This makes the vehicle more susceptible to rolling over. SUV’s typically do not have a balanced center of gravity because they are taller then cars or other vehicles, this allows them to flip or roll more easily.
Despite the additional costs an SUV can bring to drivers, over 12 percent of all vehicles on U.S. roadways are Sports Utility Vehicles. With gas prices higher then they were last year, you would assume drivers would choose to drive smaller, less expensive vehicles. But a recent report suggests drivers who want a SUV are up 11 percent compared to last year. Drivers have admittedly stated they would rather make fuel-efficient choices while driving than drive a smaller vehicle.
SUV’s are popular for their safety appeal, the larger interiors, their durability and versatility. So, as SUV’s continue to be popular among drivers, drivers can continue to pay 10-20 percent more on their auto insurance premiums.
If you choose to drive an SUV, one way you can save on your insurance is by comparing auto insurance rate quotes online for free. Sites like AutoCricket.com allow drivers to search and compare insurance rate quotes in minutes.
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