The Truth Behind Texting While Driving

August 29th, 2011

Texting while driving bans have been put into place in over 34 states dating back to early 2007, beginning with Washington State. In most states with the driving ban, it has become a primary offense, meaning a police officer can pull you over for texting. A typical fee for texting while driving can be anywhere between $101 and $720 per offense. The ban was put into effect to restrict drivers from phone use while driving due to numerous reports suggesting texting while driving increases the likelihood of drivers being involved in an accident. Texting requires drivers to take their focus off of the road while removing a hand off of the wheel as they look at their phone to read and respond to the message. Cell phone use is just another distraction for drivers, increasing the chances of being involved in accidents.  According to a National Highway Traffic Safety Administration, 20 percent of injury crashes involve distracted drivers, of those killed in distracted driving accidents, 995 involve reports of cell phone use as the distraction.

A study conducted by the University of Utah suggests cell phone use while driving impairs a driver’s reactions as much as having a blood alcohol concentration at the legal limit of .08 percent. Automotive professionals,, later researched this theory, and their findings were on target with the University of Utah study. The study compared two driver’s reaction times while driving and texting and than driving while intoxicated. The reaction time for the drivers while texting was significantly worse, the driver went an additional 319 feet, while intoxicated their reaction times took them an additional 17 feet.

The studies are endless proving there is a level of distraction and increased likelihood of being involved in an accident while texting and driving, yet over 16 states have yet to put in place a texting while driving ban.

Texting while driving can not only put you in danger, possibly cost you a lot for damages if involved in an accident, but the cost for insurance will increase for each accident you are involved in or ticket you receive. Keep your insurance premiums lower, don’t text and drive. is a diverse online resource available for searching for insurance rates, a new vehicle or automotive related information. With its secure and easy to use form, you can quickly compare top-rated insurance carriers and local dealerships prices in minutes. To see how much you could be saving visit

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