Uninsured in Florida

July 20th, 2011
divider
Drunk Driving Accident

Picture this. You’re driving along I-95, jamming out to whatever summer anthem is blaring on the radio and out of no where another driver comes right into your lane, not looking… Not insured.

This may just be the case, considering 1 in 4 drivers on Florida roads are uninsured, with the national average being 13.8%.  Following Mississippi, New Mexico, Tennessee and Oklahoma, Florida has the 5th highest amount of uninsured drivers according to a new study done by the Insurance Research Council, Uninsured Motorists, 2011 Edition. Earlier studies show that there is a direct correlation between the unemployed and the uninsured.

It is illegal to drive without insurance in Florida and the drivers may find themself with a ticket for no insurance but that seems extremely minuet in comparison to what you may end up shelling out. If you find yourself in an accident with an uninsured driver you may face the possibilities of your policy paying for not only the cost of the accident, but also your deductible, medical expenses and rental cost as well, even if you are not at fault.

It may be in your best interest to get Uninsured Motorist Coverage; this protects you in the event that you are in an accident with the uninsured. This is designed for your protection – to insure against bodily injuries you might sustain.

Unfortunately this coverage only applies to physical injuries, meaning that any damage to your vehicle will not normally be covered.  This is one of the more important coverage’s to have when taking into account the amount of uninsured drivers on the road, but the likelihood of having to use it is fairly small.

No one wants to be in an accident, especially with anyone who cannot afford to cover the cost of damages, so make sure you are taking all the necessary steps to protect yourself.

AutoCricket.com

AutoCricket.com is a diverse online resource available for searching for insurance rates, a new vehicle or automotive related information. With its secure and easy to use form, you can quickly compare top-rated insurance carriers and local dealerships prices in minutes. To see how much you could be saving visit www.autocricket.com

Other posts that may interest you
forbes palm beach post yahoo! npib yef