Nowadays everyone is looking for new ways to save especially on their auto insurance policy. Of course everyone knows the basics for saving on auto insurance, such as, keeping away from traffic tickets, maintaining good grades, avoiding driving accident, car type, low mileage, etc. What you don’t know is that there is always a new way to save.
Below is a list of ways to help you save:
By parking your car in a garage you lower your chances of it being broken into, stolen or damaged. Ask your auto insurance company if they offer a discount for owning a garage.
Cars such as convertibles and sports cars can encourage the driver to drive reckless and are more prone for break-ins. Opting for a less grandiose vehicle can help you save on your insurance.
Lighting a cigarette mid-drive can distract you long enough for an accident to occur, not to mention it can cause fire damage to the interior. Insurers typically charge more when the driver is a smoker than when they aren’t.
Sure it doesn’t seem like the ideal situation but drivers who car pool are able to take advantage of low-mileage discounts, the lower the average number of miles a year, the less they will pay for auto insurance.
Finding a connection between risk and occupation, auto insurers may consider you a higher risk drivers depending on what you do for a living.
Statistics show that unmarried drivers are more likely to get in an accident than those that are married, this can include divorced and widowed drivers.
Those who work at home or those who are stay at home moms can be considered less of a risk because they are not on the road as often as everyone else and can reap the benefits of lower insurance.
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