All registered or operated vehicles must be covered by liability insurance. Minimum coverages for the state of Louisiana are $15,000 personal injury, $30,000 for all injury and $25,000 in property damage. Commonly referred to as 15/30/25 coverage.
You are required to carry proof of insurance in your vehicle.
The list below constitute legal proof of insurance:
This state does not enlist a point system for monitoring or penalizing traffic violations. However, your driving record is still maintained and made available to employers, other states and insurance companies. Habitual traffic violations may still increase your insurance rates.
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