All registered or operated vehicles must be covered by liability insurance. The Minimum amounts of liability coverage required by the state of Minnesota are $30,000/$60,000 for injury/death and $10,000 for property damage. Commonly referred to as 30/60/10 coverage.
Minnesota is considered a ‘No-Fault’ state, and drivers are required to carry Personal Injury Protection (PIP) in addition to liability coverage. Minimum no-fault coverage is $40,000. That amount is available to each person injured in an accident; $20,000 is allowed for medical expenses and $20,000 may be used for non-medical expenses.
Uninsured / Underinsured motorist bodily injury of 25/50, $25,000 for injury and $50,000 for all injuries, is also required.
You are required to carry proof of insurance in your vehicle.
The list below constitute legal proof of insurance:
This state does not enlist a point system for monitoring or penalizing traffic violations. However, your driving record is still maintained and made available to employers, other states and insurance companies. Habitual traffic violations may still increase your insurance rates.
AutoCricket.com is in no way offering legal advice to consumers. Although we update our information regularly, and attempt to be as accurate as possible, state laws may change and we are not liable for any misinformation resulting in legal action or otherwise.