Mississippi Auto Insurance

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State Insurance Requirements

All registered or operated vehicles must be covered by liability insurance. Minimum coverages for the state of Mississippi are $25,000 for injury, $50,000 for all injuries, and $25,000 in property damage. Commonly referred to as 25/50/25 coverage.

You are required to carry proof of insurance in your vehicle.

The list below constitute legal proof of insurance:

  • A temporary insurance card issued by the insurer
  • Permanent Insurance Card
The initial penalty for failure to present your insurance card in the event of a traffic stop, or accident is a $1000 fine and a 1 year suspension.
DMV Point System

This state does not enlist a point system for monitoring or penalizing traffic violations. However, your driving record is still maintained and made available to employers, other states and insurance companies. Habitual traffic violations may still increase your insurance rates.

In addition to an increase in insurance rates, many serious violations may result in a license suspension or revocation.

Disclaimer

AutoCricket.com is in no way offering legal advice to consumers. Although we update our information regularly, and attempt to be as accurate as possible, state laws may change and we are not liable for any misinformation resulting in legal action or otherwise.

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