All registered or operated vehicles must be covered by liability insurance. The Minimum amount of liability coverage required by the state of Missouri is $25,000 for injury, $50,000 for all injuries, and $10,000 in property damage. Commonly referred to as 25/50/10 coverage.
The law also requires you to have uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident. (25/50)
You are required to carry proof of insurance in your vehicle.
The list below constitute legal proof of insurance:
Furthermore, 4 points will be assessed on the driver’s license. If a driver is caught driving uninsured, their license will be suspended.
This state enlists a point system to monitor and penalize driving infractions. If a driver is convicted of traffic law violations, the driver will gain points on their drivers license. If those points reach a state specified amount, their license will be suspended for a predetermined period based on the amount of points gained.
It only takes a total of 8 points within an 18 month period to lose your driving privilege in Missouri.
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