New Hampshire Auto Insurance

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State Insurance Requirements

New Hampshire Motor Vehicle Laws do not require you to carry Auto Insurance, but you must be able to demonstrate that you are able to provide sufficient funds to meet New Hampshire Motor Vehicle Financial Responsibility Requirements in the event of an “at-fault” accident. If you are unable to meet these requirements your driving privileges in New Hampshire may be suspended.

DMV Point System

This state enlists a point system to monitor and penalize driving infractions. If a driver is convicted of traffic law violations, the driver will gain points on their drivers license. If those points reach a state specified amount, their license will be suspended for a predetermined period based on the amount of points gained.

Below are SOME EXAMPLES of violations and their corresponding point values:

The following violations will asses 1 point:

  • Operating without vehicle registration available in the vehicle
  • Failing to obey inspection requirements
  • Failing to obtain a New Hampshire driver’s license

The following violations will asses 2 points:

  • Driving an unregistered vehicle
  • Failing to produce a license when requested by a police officer
  • Failing to abide by license restrictions
  • Operating a vehicle with improper class of license
  • Failing to comply with directions from a police officer

The following violations will asses 3 points:

  • Disobeying any traffic control device
  • Following too closely
  • Driving on a sidewalk
  • Failing to yield right of way
  • Failing to obey stop and yield signs

The following violations will asses 4 points:

  • Driving without a license
  • Improper passing
  • Speeding at 25 mph or more above the posted limit

The following violations will asses 6 points:

  • Disobeying a police officer
  • Driving after license revocation or suspension
  • Vehicle title alteration
  • Racing and/or reckless driving
  • Driving while under the influence of drugs or alcohol
Suspensions for point accruement is based on the age of the driver, and durations are listed as follows:

Under 18:
6 points within 1 year = 3 months suspension
12 points within 2 years = 6 months suspension
18 points within 3 years = up to 1 year suspension

18-20 years old:
9 points within 1 year = 3 months suspension
15 points within 2 years = 6 months suspension
21 points within 3 years = up to 1 year suspension

Adults 21+:
12 points within 1 year = 3 months suspension
18 points within 2 years = 6 months suspension
24 points within 3 years = up to 1 year suspension

Disclaimer

AutoCricket.com is in no way offering legal advice to consumers. Although we update our information regularly, and attempt to be as accurate as possible, state laws may change and we are not liable for any misinformation resulting in legal action or otherwise.

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