All registered or operated vehicles must be covered by liability insurance. Minimum coverages for the state of New Jersey are $15,000 personal injury, $30,000 for all injury and $5,000 in property damage. Commonly referred to as 15/30/5 coverage.
You are required to carry proof of insurance in your vehicle.
The list below constitute legal proof of insurance:
This state enlists a point system to monitor and penalize driving infractions. If a driver is convicted of traffic law violations, the driver will gain points on their drivers license. If those points reach a state specified amount, their license will be suspended for a predetermined period based on the amount of points gained.
*No points assessed for red light camera violation
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